Learn about tender credit and how it affects a protection class rating.
In this article, you'll find answers to the following questions:
How does tender credit affect a protection class rating?
How do I get more information about tender credit?
What is tender credit?
Not every property is within close proximity to a fire hydrant. To protect those properties that are not, fire departments transport water to a fire scene. Fire departments that demonstrate proficiency in transporting water can apply for what WSRB calls tender credit. WSRB looks at several criteria to determine if a community qualifies for tender credit, including amount of water transported and duration of water supply. (Fire department water-hauling apparatus are called "tender," hence the name tender credit. "Tanker credit" is another term sometimes used to describe what we call tender credit.)
In Protection, you'll see in the search results whether tender credit applies to a property.
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How does tender credit affect a protection class (PC) rating?
If the district receives tender credit, dwelling properties in the community can get an improved PC rating. Tender credit applies only to dwellings, not to commercial properties.
The amount by which tender credit improves the PC for a dwelling depends on the dwelling's location.
| Community's PC |
PC of dwelling without a nearby fire hydrant and within five road miles of a recognized responding fire station |
PC of dwelling five to seven road miles from a recognized responding fire station |
| 4 or better | 5 | 9 |
| 5 | 6 | 9 |
| 6 | 7 | 9 |
| 7 | 8 | 9 |
| 8 | 8 | 9 |
How do I get more information about tender credit?
If you are an insurance professional and have questions about tender credit, please contact our Customer Service team by calling 206-217-0101 or by clicking here.
If you are a fire chief, fire marshal, or other fire protection professional and would like to learn how to apply for tender credit for your community, click here.
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