To determine the answer, consult Rule 85 in the Commercial Lines Manual (CLM).
Rule 85 determines how to rate a building and provides Basic Group I (BGI) Loss Costs for properties eligible for class rating. Learn more about Rule 85 and how to apply it in our blog post.
For full detail on the rule, refer to Division 5 of the CLM.
If, after reviewing Rule 85, you need to order an inspection, you can find instructions in this article.
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